Series EE Savings Bonds

Series EE savings bonds are popular US savings bonds guaranteed by the government. Series EE savings bonds are very safe investments. You can buy electronic series EE savings bonds or you can buy the paper series EE savings bonds. Electronic series EE savings bonds are different from the paper series EE bonds.

How much series EE bonds can I buy in a year?

You are limited to and cannot exceed buying $5,000 series EE savings bonds a year.

Buying electronic series EE savings bonds

Electronic series EE savings bonds are sold at face value unlike paper series EE savings bonds. That means, if you were to buy $50 series EE savings bonds, you will pay $50 for each bond. When the electronic series EE savings bonds mature, they are worth the face value ($50 in this case). When you buy series EE savings bonds, you will see them shown up in your account, you will not receive actual bond certificates for them.

Buying paper series EE savings bonds

Paper series EE savings bonds are sold at 50% discount, unlike electronic series EE bonds. That means, when you buy series EE savings bonds, you pay half price. A $50 series EE bond will cost you only $25, making it an attractive and affordable investment for most people. When the series EE savings bonds mature, though, you redeem the full face value, not the 50% discounted price you paid.

When you buy paper series EE savings bonds, you will be issued the US savings bond certificates that you have to keep well and replaced if lost.