US Savings Bonds
 

Maturity Dates for Savings Bonds

The maturity dates for savings bonds vary from 20 years to 40 years depending on the types of US savings bonds. Since different US savings bonds are issued by the United States government at different times, maturity dates for US savings bonds vary according to the issue dates.

Once the maturity dates of US savings bonds are reached, the United States savings bonds will not accumulate interests and owners of any U.S. savings bonds that have reached their maturity dates may want to cash out on the savings bonds.

Maturity dates for US savings bonds

Series E savings bonds and Series EE savings bonds have maturity dates 30 years after the issue dates. The maturity dates for Series E savings bonds issued between 5/41 and 11/65, however, are 40 years from the dates of issue. The maturity dates for Series I savings bonds are also 30 years from the dates of issue.

When will I have to pay tax on US savings bonds? - US savings bonds taxation

Once the US savings bonds have reached their maturity dates, the savings bonds will be taxable. You will owe taxes on the US savings bonds interests even though you are not cashing them out yet. Click on the link at the bottom of the page to view all US savings bonds maturity dates.

Once a Series EE US Savings Bonds Maturity date has been reached, is there anything an investor can do to continue to defer the interest that is due?

No. The last day to rollover US Series EE savings bonds or US Series E savings bonds into US Series HH savings bonds was August 31, 2004.

After that date all tax deferred US Series EE savings bonds or US Series E savings bonds interest is taxable in the year of the US Savings Bonds Maturity, regardless of when the savings bonds are actually presented for payment.

For help this tax season, visit our Tax Help Center

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