A complete overview of EE Series Bonds

(c) Copyright 2006 by Harold Pennington

The interest-earning life of EE Series Savings Bonds

At a minimum, the U.S. Treasury guarantees that a Series EE Bond's value will double after 20 years. This is called the 'original maturity.' After that, it will continue to earn the fixed rate for another 10 years unless a new rate or rate structure is announced.

If for some reason bond's value does not double as the result of applying the fixed rate for 20 years, the U.S. Treasury will make a one-time adjustment at original maturity to make up the difference.

After 30 years, they won't earn interest anymore, so it will be time to take that money out and invest it elsewhere... Or have one heck of a party!

In conclusion, the EE Series savings bond has a lot to offer both new and experienced investors. With their all-around competitive rates, perfect accessibility, advanced liquidity, complete safety, and nearly no taxation at all, it's no wonder why they are causing such a commotion in the investor marketplace.

Don't just sit there and think about checking into them one day. I challenge you to learn more about these fascinating investments to see if they are right for your portfolio. You can pick up a newspaper at any time and see if the latest bond rates appeal to you, however you have to keep in mind all of the extras you get with the EE Series Bond. After taking into consideration the tax benefits, investment guarantee, and liquidity, you'll soon see that there's no better cookie jar to leave your money in.

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Harold Pennington is an independent Financial Advisor who is an avid enthusiast of tax-advantaged investments. Don't miss this completely free resource website on US Savings Bonds.