Buy US Savings Bonds

Using a Payroll Savings Plan to buy US savings bonds

Millions of Americans buy US savings bonds through payroll deduction system. If you want to buy U.S. saving bonds this way, you may want to check with the Human Resources department, Personnel, or Payroll department of your company to see if your company offers the payroll savings plan with US saving bonds. If your company is a participating company, then they will have the necessary forms for you to buy the U.S. saving bonds.

What if my company does not offer the payroll deduction?

If your company does not offer the payroll deduction program to buy US saving bonds but would like to, there are a few options how your company can offer the payroll deduction program for employees to buy US savings bonds. The company may arrange to have the U.S. saving bonds printed through a Federal Reserves Bank regional processing site or another qualified issuing agent. Or, the company may avail itself of US savings bond related financial services offered by a third party, such as National Bond & Trust Co. which is a private company.

Who can buy US savings bonds?

The following people can buy US savings bonds:

• Residents of the United States can buy US saving bonds. Residents of United States territories and possessions can also buy US savings bonds. Residents of the Commonwealth of Puerto Rico can buy savings bonds as well.

   

• Citizens of the United Stated who are residing abroad can also buy savings bonds.

   

• Civilian employees of the United States, or members of the United States Armed Services, regardless of residence or citizenship provided they have a social security number can buy savings bonds.

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