US Savings Bonds

Archive for August, 2011

Question: Savings Bond Wizard software problem?

I have switched computers from an XP to Windows 7 version. I use a Savings Bond Wizard software program from the US Treasury. When I switched computers and downloaded the newest version of the software, it will not let me see my file from my old computer. It is opening the file because I can get a print preview of it, but I can’t see anything when I go to use the other features. I have emailed them, thinking it is an issue with Windows 7? This is a very popular program and I can’t find any fix for it. Any help would be appreciated. Here is a link where the software is available: https://www.treasurydirect.gov/indiv/tools/tools_savingsbondwizard.htm

Answer: I know what I would try. If you can still use your old computer, I would load the new wizard on there and update my file before trying to open it in the new computer. I would also try starting a new inventory on the new machine to make sure the wizard is functioning properly. If not, uninstall and reinstall the wizard program, perhaps going back and downloading it again. I use the wizard, but I have never used Windows 7, but those are the things I would try.

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Question: How much would taxes be on a $10000 US Savings Bond?

I am thinking about cashing in my bond to buy investment property. Does anyone know what the tax rate would be? Thanks to all who answer.

Answer: Nothing if you have been claiming the interest earned all along, or at most the current year’s interest. If you have not been claiming the interest annually then the difference between what you paid for it and the redemption value is taxed as ordinary income.

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