US Savings Bonds

Archive for July, 2006

Question: Is it possible to download a list of US Savings Bonds owned by giving your name and Social Security number?

Answer: If you have lost your U.S. Savings Bonds go to:
www.savings-bonds-advisor.com, locate “How To Recover Lost Bonds”, and click on it.

You will need to print out a copy of Public Debt Form 1048.
Follow the form instructions.

The website states: “You can provide approx. issue dates and you can enter “unknown” for denominations, serial numbers, and anything else you do not know.
At a minimum, you need only provide your name and Social Security Number, but the more information you provide the more likely it is that records of your Savings Bonds will be found”.

You can also go to www.treasurydirect.gov. Once at the website locate “EE/E Bonds In Depth”, and click on it.
When the next page comes up locate the “Helpful Forms” section and click on “Lost, Stolen, or Destroyed Bonds Claim Form (PD F 1048)”.
Print out the form. Follow the directions for filling out the form.

The best method for purchasing Savings Bonds is to open an account at Treasury Direct (www.treasurydirect.gov).
Any bonds you purchase are held in electronic form in your account. You can log on to your account to view, and print out a list of all the bonds you own.

This is one of the best features of purchasing U.S. bonds online. There are no paper certificates that can be lost or destroyed.

Question: Financial Planning Questions?

I have some questions that I want t double check that they are right, can anyone help?
1.Market Risk, inflation, taxes are major factors that affect an investment’s rate of return. True?
2.Both comon stock and corporate bonds have performed well in times of inflation. False?
3.If one is in the 25 percent marginal tax bracket, he will have an after-tax income of ___ from an investment that pays $1500 in taxable income. Can anyone tell me how to accomplish this?
4.The returns on common stocks have been half as high as the returns on cash savings.False?
5.Growth companies typically pay little or no cash dividends.False?
6. Most bonds are callable. True?
7. The fundamental approach presumes that current and future earnings, trends, industry outlook, managements expertise determine a stock’ price movement. True?
8.If your time horizon is 6 to 10 years an your portfolio conists of 10% cash, 30% bonds & 60% stocks, you would be considered to have a(n) ___ investment philosophy.

Answer: 1. true
2. false
3. 1125?
4.false
5.false
6. true
7. true
8. that i dont know sorry

Dion Gouws CPA Diego La Jolla Tax preparation Office.3gp

Question: Savings Bonds?

yea i got tons of them but im not sure how they work.

they face value on all of them are $50 but im not sure if its worth face value until a certain time then goes up or if its worth less or what please help me cause i want to know if its 10 years and if its face value or what thanks!

Answer: It depends. Some series of Savings Bonds (Series I) are purchased at face value and continue to earn interest for 30 years (with the rate adjusted quarterly by the government). Other series (E, if I’m not mistaken) are purchased at half face value and earn interest for 30 years until they reach face value.

The best way to fiund out exactly what your bonds are worth is to use the handy bond calculator at this web site http://www.treasurydirect.gov/indiv/tools/tools_savingsbondcalc.htm

But my advice would be if they’re not mature and you don’t need the money, don’t redeem them.

Bond Investing : How Do Corporate Bonds Work?